Bench Stability Decision Lab
September 5, 2026
Jadwal Pelatihan Bench Stability Decision Lab
| Tanggal | Tempat | Kota | | 28 - 29 September 2026 | - | Surabaya |
Bench Stability Decision Lab
OVERVIEW
Stabilitas bank merupakan fondasi penting dalam menjaga kepercayaan nasabah, keberlanjutan bisnis, dan kemampuan bank menghadapi tekanan ekonomi maupun perubahan industri. Dalam kondisi yang penuh ketidakpastian, pengambilan keputusan tidak cukup hanya mengandalkan historical performance, tetapi membutuhkan kemampuan untuk membaca indikator stabilitas, mengidentifikasi sinyal awal tekanan, menguji berbagai skenario, serta memahami trade-off antara pertumbuhan dan risiko.
Peserta akan mempelajari berbagai aspek penting seperti financial stability indicators, liquidity, capital, credit quality, profitability, stress scenarios, risk signals, dan strategic trade-offs. Pelatihan juga membahas penyusunan decision framework yang dapat digunakan untuk mendukung pengambilan keputusan dan menjaga ketahanan serta stabilitas bank.
TUJUAN
- Memahami konsep dan indikator utama stabilitas perbankan.
- Meningkatkan kemampuan membaca sinyal awal tekanan terhadap bank.
- Menganalisis hubungan antara capital, liquidity, credit, dan profitability.
- Mengembangkan kemampuan pengambilan keputusan berbasis data.
- Memahami risk-return trade-off dalam keputusan strategis.
- Menggunakan scenario analysis dan stress testing untuk pengambilan keputusan.
- Meningkatkan kesiapan menghadapi kondisi financial maupun operational shock.
- Menyusun Bank Stability Decision Framework yang terstruktur.
MATERI
1. Bank Stability Intelligence
- Konsep financial dan banking stability
- Pilar stabilitas bank
- Internal dan external stability indicators
- Banking stability dashboard
- Identifikasi stability gaps
2. Capital Stability Decision
- Capital adequacy
- Capital buffer
- Capital planning
- Capital allocation
- Strategic capital decisions
3. Liquidity Stability Decision
- Liquidity risk fundamentals
- Liquidity indicators
- Funding structure
- Liquidity stress scenarios
- Contingency liquidity strategy
4. Credit Quality & Portfolio Stability
- Credit quality indicators
- NPL dan asset quality
- Portfolio concentration
- Credit deterioration signals
- Portfolio stabilization strategy
5. Profitability & Balance Sheet Stability
- ROA, ROE, NIM, dan CIR
- Profitability drivers
- Balance sheet dynamics
- Earnings resilience
- Profitability vs stability trade-off
6. Early Warning Decision System
- Early warning indicators
- Risk signal identification
- Trigger thresholds
- Escalation mechanism
- Management response options
7. Stress Testing Decision Lab
- Stress testing fundamentals
- Macroeconomic stress scenarios
- Liquidity shock
- Credit shock
- Reverse stress testing
8. Risk-Return Decision Intelligence
- Risk appetite
- Risk-return trade-off
- Growth vs risk
- Strategic risk decisions
- Risk-adjusted performance
9. Crisis Decision & Response
- Decision making under pressure
- Crisis escalation
- Prioritization of critical decisions
- Crisis response alternatives
- Executive decision governance
10. Data-Driven Bank Stability
- Banking data intelligence
- Dashboard-based decision making
- Trend analysis
- Predictive indicators
- Data quality dalam strategic decisions
11. Boardroom Stability Decision
- Board-level stability indicators
- Management reporting
- Strategic decision escalation
- Scenario-based board decisions
- Stakeholder communication
12. Bank Stability Decision Blueprint
- Stability assessment framework
- Decision trigger matrix
- Strategic response mapping
- Stability KPI dan dashboard
- Penyusunan Bank Stability Decision Roadmap
