Internal Control, Fraud Risk & Banking Compliance
September 9, 2026
Jadwal Pelatihan Internal Control, Fraud Risk & Banking Compliance
| Tanggal | Tempat | Kota | | 13 - 14 Oktober 2026 | - | Bandung |
Internal Control, Fraud Risk & Banking Compliance
OVERVIEW
Industri perbankan menghadapi berbagai risiko yang dapat berasal dari kelemahan proses, sistem pengendalian, aktivitas fraud, maupun ketidakpatuhan terhadap ketentuan dan regulasi. Kondisi tersebut dapat menimbulkan kerugian finansial, hukum, operasional, serta reputasi bagi bank.
Oleh karena itu, diperlukan pemahaman yang baik mengenai internal control, fraud risk, dan banking compliance serta bagaimana ketiganya saling berkaitan dalam mendukung governance dan risk management yang efektif.
Pelatihan Internal Control, Fraud Risk & Banking Compliance dirancang untuk meningkatkan kompetensi peserta dalam memahami, menerapkan, dan mengevaluasi sistem pengendalian internal, mengidentifikasi risiko fraud, serta memastikan kepatuhan terhadap ketentuan dan regulasi yang berlaku dalam industri perbankan.
Pelatihan ini menggunakan pendekatan yang aplikatif dan disesuaikan dengan karakteristik industri perbankan. Peserta akan dibekali pemahaman mengenai control framework, fraud risk assessment, compliance risk, red flags, monitoring, pengendalian proses bisnis, mekanisme pelaporan, serta strategi penguatan budaya kepatuhan dan anti-fraud untuk meminimalkan potensi kerugian finansial, hukum, operasional, dan reputasi bank.
TUJUAN
Setelah mengikuti pelatihan ini, peserta diharapkan dapat:
- Memahami konsep dan prinsip dasar internal control dalam industri perbankan.
- Memahami hubungan antara internal control, fraud risk, dan banking compliance.
- Mengidentifikasi berbagai jenis risiko fraud dalam aktivitas perbankan.
- Melakukan identifikasi dan assessment terhadap fraud risk dan compliance risk.
- Mengenali red flags dan early warning indicators terhadap potensi fraud.
- Mengevaluasi efektivitas sistem pengendalian internal.
- Memahami prinsip preventive, detective, dan corrective control.
- Menerapkan pengendalian seperti segregation of duties, maker-checker, authorization, dan access control.
- Memahami compliance risk dan dampaknya terhadap kegiatan operasional bank.
- Meningkatkan kemampuan melakukan monitoring dan control testing.
MATERI
1. Banking Governance, Risk & Compliance Fundamentals
- Konsep Governance, Risk & Compliance (GRC).
- Governance dalam industri perbankan.
- Risk management dan compliance.
- Hubungan risk, control, fraud, dan compliance.
- Peran management dan business unit.
- Accountability dan responsibility.
2. Internal Control Fundamentals
- Pengertian dan tujuan internal control.
- Komponen internal control.
- Control environment.
- Risk assessment.
- Control activities.
- Information and communication.
- Monitoring activities.
- Prinsip effective internal control.
3. Banking Internal Control Framework
- Internal control framework dalam perbankan.
- Preventive control.
- Detective control.
- Corrective control.
- Segregation of duties.
- Maker-checker principle.
- Four-eyes principle.
- Authorization dan approval.
- Access control.
- Reconciliation dan exception control.
4. Fraud Risk Management in Banking
- Konsep fraud risk.
- Internal fraud dan external fraud.
- Employee fraud.
- Customer fraud.
- Management fraud.
- Insider fraud.
- Collusion.
- Fraud risk management lifecycle.
5. Fraud Risk Identification & Assessment
- Fraud risk identification.
- Fraud risk mapping.
- Fraud risk assessment.
- Fraud risk scoring.
- Likelihood dan impact.
- Fraud risk register.
- High-risk activities.
- Penentuan fraud risk priorities.
6. Fraud Triangle & Behavioral Risk
- Fraud Triangle.
- Pressure.
- Opportunity.
- Rationalization.
- Fraud Diamond.
- Capability.
- Behavioral indicators.
- Lifestyle red flags.
- Conflict of interest.
7. Fraud Red Flags & Early Warning Indicators
- Konsep fraud red flags.
- Transactional red flags.
- Behavioral red flags.
- Financial red flags.
- Operational red flags.
- Unusual transaction patterns.
- Early warning indicators.
- Escalation atas indikasi fraud.
8. Banking Compliance Management
- Konsep banking compliance.
- Compliance management framework.
- Compliance risk.
- Regulatory compliance.
- Internal policy compliance.
- Compliance monitoring.
- Compliance assessment.
- Compliance breach management.
9. Compliance Risk & Regulatory Awareness
- Identifikasi compliance obligations.
- Regulatory risk.
- Policy and procedure compliance.
- Dokumentasi kepatuhan.
- Regulatory change management.
- Compliance gap identification.
- Pelanggaran dan konsekuensi ketidakpatuhan.
- Compliance action plan.
10. Internal Control over Banking Business Processes
- Account opening control.
- Teller dan cash management control.
- Customer service control.
- Credit and financing control.
- Fund transfer control.
- Payment transaction control.
- Treasury control.
- Procurement dan vendor control.
- Digital banking control.
